We looking for experienced loan processors to join our staff. Our ideal candidate for this position should have an in-depth knowledge of underwriting guidelines, mortgage lending policies and procedures, and a deep understanding of how to structure loans.The Loan Processor is primarily responsible for the gathering and review of loan documentation that meets Federal, State, and Investor requirements to prepare for underwriting review and loan closure.Primary Responsibilities:Manages a pipeline of mortgage loans. Reviews file submissions for accuracy and completeness. Verifies that all required documents are properly located in the loan files. Performs initial review of income, credit report, and assets to ensure lender guidelines are met. Requests and follows up on all outstanding items with borrowers.Maintains high level of customer service by being proactive in communicating with borrowers and team members. Provides clear, effective communication with borrowers and team members when completing file-related activities.Understands and ensures all compliance and regulatory requirements are adhered to according to federal and state laws and regulations as well as company guidelines.Submits completed loan package to Underwriter for review and approval.Submits completed loan package to Closing upon final review.Ensure the loan origination system is kept up to date with current and accurateinformation.Position Requirements:High school diploma or equivalent requiredTwo to four years of mortgage processing experience with a variety of investors(Client, FHLMC, FHA, VA, USDA)Working knowledge of mortgage loan documents, loan origination program and underwriting guidelinesEffective verbal and written communication skillsDemonstrates a commitment to quality customer serviceStrong attention to detailWell organized with the ability to multi-taskDemonstrates strong time management skills with the ability to meet deadlinesWorks well with othersProficient in all compliance-related regulations including RESPAStrong mathematical skillsStrong PC skills (MS Office products) and experience with mortgage origination systems
Important Safety Tips: You should find out as much as you can about the company. Meet your prospective employers/employees face to face. You should NOT have to provide your bank account details. Stay safe - read our safety tips.