Job Title:Mortgage Processor (SAFE) 4Job ID Number:5277539-1Location:Downey,CAJob Description:Job DescriptionOur foundation for success can be summarized in three beliefs:Our product is service.Our value added is financial advice and guidance.Our competitive advantage is our people. It all begins with outstanding talent.In Wells Fargo's Consumer Lending Group (CLG), we've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.The CLG team includes Home Lending, Consumer Credit Card, Personal Loans and Lines, Direct Auto, Dealer Services, Commercial Auto, Retail Services and Education Financial Services including the professional services teams that partner with these businesses - Human Resources, Finance, Credit Risk, and Compliance & Operational Risk.Join the #1 Mortgage originator and servicer ( Source: Inside Mortgage Finance )Our Fulfillment team originates and services mortgage loans using fair and responsible lending practices to help turn houses into homes.Responsible for performing a variety of loan documentation duties on complex loan packages to ensure compliance with Company policies and procedures for loan products.Functions include: Processing, closing and compliance for loan products; interpreting policies while analyzing applicant, property and documentation; ordering all required verifications, documentation and subsequent follow-ups; may provide guidance and training to other loan documentation team members May manage an assigned pipeline of loans and/or assign new loans to other loan team members May act as a liaison between lenders and legal departmentThis SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.Required Qualifications 1+ year of experience in one or a combination of the following: customer service, loan administration, collections, or sales environment Desired Qualifications Intermediate Microsoft Office skillsExcellent verbal, written, and interpersonal communication skillsHigh attention to detail and accuracy skills1+ year of processing experience and/or closing conforming and non conforming loan productsAbility to provide strong customer service and develop customer relationshipsAbility to handle confidential material in a professional mannerAbility to work with limited supervisionAbility to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environmentMortgage industry experienceKnowledge and understanding of mortgage origination: applications, processing, and closingKnowledge and understanding of home loan processing Exposure to the Wells Fargo's CORE origination system Job Expectations This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.Ability to work additional hours as neededThis position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. Street Address CA-Downey: 8255 Firestone Blvd - Downey, CADisclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
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