Job Description The Sr. Consumer Direct Quality Control Underwriter is responsible for auditing Fannie Mae, Freddie Mac, FHA, VA, USDA and Non-Agency loans by reviewing credit, capacity, compliance and collateral characteristics of the loan file to ensure they meets investor quality standards. ● Perform a pre-funding quality control review of loans from the Consumer Direct Division● Review and validate post-closing quality control results reported by AmeriHome’s QC Vendor● Participate in the remediation of identified defects with Operations and Correspondent Sellers● Monitor the progress of implementation of action plans based on quality control findings and results● Conduct a focused review on adversely selected files (i.e. EPDs, FPDs, etc...)● Communicate identified defects effectively to internal and external counter parties● Assist in developing QC audit and project plans● Monitor QC project pipelines and analyze reports to ensure deadlines are met● Analyze various reports and data to identify patterns of deficiencies and opportunities for improvement● Act as a resource and subject matter expert for questions regarding Quality Control Essential Skills ● Demonstrated understanding of mortgage lending operations and industry, specifically how it relates to Quality Control● Knowledge of FNMA, FHLMC, FHA and VA guidelines and Federal regulatory guidelines and procedures, TRID knowledge● Basic knowledge of fraud detection● Strong problem solving skills● Attention to detail and ability to multi-task● Excellent communication and interpersonal skills with the ability to interact with internal and external stakeholders● Prioritization and Time Management Qualifications● 10+ years mortgage industry experience, with minimum 5 years recent Quality Control or loan review experience● Ability to communicate effectively and professionally● Prior Management / Supervisory Experience preferred● Ability to partner with all levels of management to implement initiatives ● Proficiency in Microsoft Office products (Excel, Word, etc)
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